Monthly Net Worth Statement

Hi all. Happy Holidays! I was too depressed to post my monthly net worth statement last month. Sorry to disappoint the “tens” of readers out there. My net worth hasn’t changed much from last month. The rise in my home value offset an increase in credit card spending.

Well, I hit my 2009 goal of $20,000 in contributions, employer match, and profit sharing to my 401(k). My CD had matured in my IRA, so I bought into a longer term CD which matures in 2012, right before the Mayan calendar predicts the end of the world. I bought shares in Ford Motors with the rest of it. I figure if there’s going to be one US car company left, Ford has the best shot. I am prohibited from purchasing most of the financial stocks due to SEC regs at my workplace, so that was a bummer.

My Zillow home value rose for the third consecutive month. No sales yet in my development, but there are two listings now in my development with really high asking prices, almost pre-bubble prices. Wishful thinking I suppose. No maintenance costs this month, but my gas fireplace stopped working two days ago, so I need to decide on repairs or just blocking it off with thick mil plastic for the winter. The wind just cuts right through the vent.

My Kelly Blue Book value for my car dropped just a little, but no maintenance costs, so I am happy. I did need to fill the same tire up with air as last month, so it may have a slow leak. Pep Boys really is losing my trust and loyalty after they told me they couldn’t find a problem with it on my last visit.

My full-time job is stable, but I had to move desks because our intern, who is now a full-time consultant has ADHD and keeps tapping his feet, hands, pens, and whatever else to annoy the sh!t out of me. I had some work from my part-time gig, but no accounts receivable until December. I finally closed my eBay store as it had no sales again. I am contemplating dissolving my corporation. My unemployed sister did not get a callback from that interview I mentioned in my October post. She just turned down an interview with Chase Bank because it was too far. I just stared blankly ahead as she tried to rationalize her decision. All I could see was more money being sucked out into space.

My credit card balance shot up by over 5%. This was a combination of more dental costs, my vacation in December (which has now been cancelled), and emergencies. Yeah, I lost quite a bit cancelling my house rental and plane tickets. I only lost $5 on my rental car reservation. All in all, having a relationship is not worth the trouble. Spending $250 an hour on a “friend” once or twice a month is much more rewarding and stress-free.

My cash reserves took a beating, but should recover nicely as I went to Atlantic City on Thanksgiving weekend and cleaned up at the poker tables. I have yet to deposit it, so it is not reflected in this month’s statement. I’m going back down on the last 2 weeks of December, so I hope it is a Merry Christmas for me. Enjoy your Holidays as well! See ya next year.