Monthly Net Worth Statement

Thank the mythical financial spirits! I finally broke my downward slide into the negative net worth abyss. A nice pop to the upside. Hopefully, the chart isn’t the beginning of a double bottom.

My Zillow home value has broken a four month downward trend. I see my neighbor’s home value is also up. I still don’t see any recent home sales in my development, so this must just be a general adjustment due to the last good national existing home sales report. I did need to have a maintenance call on my central air conditioning unit. I don’t feel so bad since my last one was eight years ago. They did see that the unit was on its last leg. At the most it will last another two years. The estimate was for $800 to replace a rusting fan and new motor.

My car lost 8% from last month, but since there was an increase last month, probably due to an error at Kelley Blue Book, the drop should be expected. My eBay sales are still extremely low, but I ran some numbers and it is still covering the monthly cost of having a storefront on eBay, so I’ll keep it open and re-evaluate next month. Since, I can’t afford a vacation, I’ll use my vacation days to post some more items that I have in storage on eBay. Maybe if I free up enough inventory in my third bedroom, I can rent that out too.

My full-time job is still stable. There was some erractic behavior due to the summer vacations I guess, but the inital August numbers bounced back, so we’re OK. My part-time job just received a check from my biggest client. I thought my unemployed sister finally woke up and wanted to return to school, but that was just a fleeting whim. She remains sitting on her lazy ass and just selling all her possessions (and some of mine), no doubt due to the negative influences of her unemployed friends. At least her boyfriend is moving up in the world and can help carry some of the slack.

My credit card balances are still increasing, albeit at slower pace. I dropped the unemployed girlfriend, so one less on the “money out” list. I’m re-reading other personal finance blogs and getting back to basics. I’m eating out much less in the past 2 weeks. Lots of sandwiches, so my doctor will slap me around for ingesting all the extra nitrates. Hey, at least I’ve been swapping mayo for spicy mustard. I’m drinking a lot more water and cutting out the soda machine at work. Every penny counts. I need to remember that. Well, I have an appointment with my periodontist in two weeks, so this may be my last post if I fail to survive the pulling of my wisdom teeth and other procedures he deems “necessary”. See you next month.